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PrepPilotPMP® ToolsPTA Calculator

Free PMP PTA Calculator (FPIF Contracts)

Calculate the Point of Total Assumption for Fixed-Price-Incentive-Fee (FPIF) contracts. Essential for PMP procurement questions.

Contract Inputs

Target Price (TP)

$110,000

TC + TF = $100,000 + $10,000

Point of Total Assumption

$112,500

TC + (CP - TP) / BSR = $100,000 + ($120,000 - $110,000) / 0.8

Cost Number Line
Target Cost$100,000Target Price$110,000PTA$112,500Ceiling Price$120,000
Under budgetShared overrunSeller absorbs moreSeller takes all loss
Cost Allocation Breakdown
ScenarioActual CostBuyer PaysSeller PaysSeller Fee
80% of Target Cost$80,000$94,000$0$14,000
Target Cost (100%)$100,000$110,000$0$10,000
110% of Target Cost$110,000$118,000$2,000$8,000
Point of Total Assumption$112,500$120,000$2,500$7,500
At Ceiling Price$120,000$120,000$0$0

PTA Formula

PTATC + (CP - TP) / BSRWhere TC = Target Cost, CP = Ceiling Price, TP = Target Price, BSR = Buyer Share Ratio
Target PriceTC + TFWhere TC = Target Cost, TF = Target Fee

The Point of Total Assumption is the cost point in an FPIF contract where the seller assumes responsibility for all additional cost overruns. Below PTA, cost overruns are shared between buyer and seller according to the share ratio. Above PTA, the buyer pays the ceiling price and the seller absorbs everything beyond that.

FPIF Contract Overview

A Fixed-Price-Incentive-Fee contract is a hybrid contract type. It has a fixed ceiling price like a firm fixed-price contract, but shares cost risk between buyer and seller through a share ratio. The seller is incentivized to control costs because they keep a larger fee when costs come in under target. But if costs exceed the PTA, the contract effectively becomes a firm fixed-price contract at the ceiling price.

PMP Exam Tips

  • Trap:Don’t confuse Target Price with Ceiling Price. Target Price = TC + TF (the expected price). Ceiling Price is the absolute maximum the buyer will pay.
  • Trap:The share ratio is expressed as buyer/seller (e.g., 80/20). An 80/20 split means the buyer absorbs 80% of overruns and the seller absorbs 20%. Use the buyer’s share (0.80) in the PTA formula.
  • Tip:PTA only applies to FPIF contracts. If the exam asks about PTA on a CPIF or FFP contract, that’s a trick question - PTA doesn’t apply to those contract types.
  • Tip:PTA will always fall between Target Cost and Ceiling Price. If your calculation gives a value outside that range, check your inputs.

Frequently Asked Questions

What is the Point of Total Assumption (PTA)?

The PTA is the cost level above which the seller in a Fixed-Price-Incentive-Fee (FPIF) contract absorbs every additional dollar of cost. Below PTA the buyer shares overruns by the share ratio; above PTA the seller eats them entirely.

What is the PTA formula?

PTA = ((Ceiling Price − Target Price) / Buyer's Share Ratio) + Target Cost. The buyer's share ratio is the fraction of cost overrun the buyer agrees to absorb (e.g., 0.80 for an 80/20 split).

When is PTA used?

PTA only applies to FPIF (Fixed-Price-Incentive-Fee) contracts. It is not relevant for CPFF, CPIF, T&M, firm-fixed-price, or any cost-reimbursable contract type.

What does PTA mean for the seller?

PTA is the seller's risk ceiling. Every cost dollar above PTA comes directly out of seller profit, so the seller has a strong incentive to keep actual cost below the PTA value.

How is PTA tested on the PMP exam?

Expect a small number of procurement-domain questions on FPIF math, PTA interpretation, and contract-type selection. The 2026 exam weights procurement under Business Environment (26%).

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